Trying to save a little money—or pay down a bunch of debt—can be very frustrating. In fact, for many of us the key word here is “trying,” and the missing word is “succeeding.”
So how do you pay down those credit card debts or get rid of years-old student loans? What about the fund you want to build up for your new home or retirement? My client Heritage Investors has an effective strategy. You can call it “monthly out-of-sight expense,” or you can just call it MOOSE.
It’s not easy; belt-tightening never is. But it’s proven to work.